Employers Liability
Employers Liability Insurance provides for death, bodily injury or disease of employees of the insured arising during out of their employment duties in the UK provided that they are normally resident in the UK. Similar schemes apply overseas for Worker's Compensation and are normally compulsory in accordance with normal employment law.
Coverage is standard for office staff working at the business premises but may need to be extended to include other activities, most notably manual labour trades, site or overseas work. Similarly special arrangements need to be made for those persons working overseas outside of their usual national domicile.
The statutory minimum required limit for insurance required by UK law is GBP 5 million for onshore business activities while for Offshore it is GBP 10 million. These limits may vary from territory to territory.
MARNIX can advise you on specific requirements in a given territory and advise you on the precise product and service you may require to suit your business needs and to comply with local insurance regulations.